We recently carried out a full merchant services review for a busy used car dealership that had been processing card payments through Elavon. After analysing their existing rate structure and monthly statements, it became clear that their pricing was no longer competitive. Card Guru implemented a revised merchant services solution tailored to the dealership’s transaction profile, reducing their processing costs while ensuring the reliability and speed required for handling vehicle deposits and large card payments.

The new setup provided the dealership with modern payment terminals capable of handling high-value transactions smoothly, while also giving the business greater transparency and control over their processing costs. As with many automotive businesses, flexibility and reliability were critical, and the upgraded solution ensured that deposits and payments could be taken quickly and securely both in the showroom and on the forecourt.

This relationship has now spanned over eight years, during which Card Guru has continued to provide ongoing support, advice on payment processing, and assistance whenever the business reviews its merchant services. The dealership has remained a loyal repeat customer, regularly returning for additional equipment and guidance as their needs evolve, reflecting the strong working relationship built through consistent service and trusted support.

Card Guru recently completed a merchant services review for a mobile hairdresser who had been using SumUp to process approximately £5,000 per month in card transactions at a flat rate of 1.79%. After analysing the costs and transaction profile, we introduced a more suitable merchant solution that significantly reduced the processing rate to just 0.3%, delivering substantial ongoing savings for the business.

Alongside the improved pricing structure, Card Guru implemented payment link functionality, allowing the hairdresser to easily request and accept payments remotely from clients. This added flexibility is particularly valuable for a mobile service business, enabling deposits, advance payments, and simple card payments without needing the customer physically present.

To further support day-to-day cashflow, the new setup also provides instant settlement, ensuring that funds from card payments are available much faster than traditional processing methods. The result is a more efficient payment system that reduces costs, improves flexibility, and supports the business with faster access to its revenue.

Card Guru partnered with a well-established multi-site timber merchant based in North West England to review and improve their existing card payment setup, which had previously been provided by Worldpay. After completing a full analysis of their processing statements and fee structure, we were able to identify significant inefficiencies in their rate schedule and overall merchant services arrangement. By implementing a revised solution tailored to their transaction profile, Card Guru successfully reduced their card processing costs by nearly 40%, delivering immediate and ongoing savings for the business.

As part of the project, Card Guru supplied and installed eight card payment terminals across five busy locations, ensuring that each site had reliable, fast, and secure payment capabilities to support both trade customers and retail transactions. The rollout was carefully coordinated to minimise disruption to daily operations while ensuring all staff were comfortable using the new terminals.

Our relationship with the business did not end at installation. For the past six years, Card Guru has provided ongoing merchant services support, acting as a trusted advisor whenever payment-related issues arise. This includes assisting the business with chargeback management, offering guidance on best practices for dispute prevention, and providing continued insight into payment trends and cost optimisation. Through consistent service, transparent advice, and reliable support, the company has become a loyal long-term customer, continuing to rely on Card Guru as their merchant services partner across all five of their sites.

Card Guru recently installed four card machines at a local Sunderland catering and packaging company, significantly reducing their card processing rates while providing instant settlement 365 days a year. This upgrade has enhanced the business’s cash flow and operational efficiency, exemplifying Card Guru’s commitment to delivering tailored, cost-effective payment solutions that empower UK businesses.

Card Guru recently completed a comprehensive installation project at Nightclub Sunderland, replacing SumUp terminals with myPOS devices that reduced processing fees from 1.79% to 0.3%. The upgrade included the installation of seven payment terminals and three EPOS systems, along with full setup and integration to optimize the club’s payment efficiency and cost-effectiveness.